Check back often for news and updates from our team and throughout the industry.
A primary reason investors own bonds is for the income received from their interest payments. So should you own bonds when interest rates are low? The answer is a definite… maybe.
That ambivalence is because another big reason for holding bonds is their values have historically remained relatively stable over time. In other words, they’ve been less risky than stocks (of course, their returns have been lower as well).
Find out if bonds may be right for your portfolio by downloading the full article.
While they’re working, many Americans become accustomed to getting health insurance through their employer. They make their initial selections and then update their choices once a year when it's time to renew and during life events like adding to the family or, perhaps ,starting a new job.
But virtually all U.S. residents face a milestone when they reach age 65 and qualify for Medicare, which provides a new and, possibly, more complex approach to health insurance. Keep in mind that even if you take early Social Security benefits at age 62, you must wait until age 65 for Medicare.
Learn more about the Medicare-related considerations we believe you should make by downloading our full article.
Investors may like to think they’re completely rational in their decision-making, but that’s highly unlikely. We don’t stop being human beings when it comes to investing, so psychology and emotions are apt to play roles – sometimes large ones – in the choices we make.
Behavioral finance studies investors’ real-life behavior and common biases. It considers the roles emotions and psychology play in making financial decisions and aims to identify factors that cause investors to sometimes act irrationally.
Download the full article to learn more.